Moneyline is a not for profit Industrial & Provident Society and we have traded for more than 10 years.
We have no shareholders taking financial returns from the company
We offer small, unsecured loans, usually for periods of less than one year. We lend to people who struggle to borrow from banks, or who pay too much for their money with higher cost lenders.
We were recognised by Credit Today as the UK’s Responsible lender of the Year in 2011, and 2012.
We take lending seriously, we take great care to make sure that any loan that we grant is appropriate and affordable.
If we think there is a better solution than borrowing we will tell you.
We will be fair with you.
We will be upfront with you (We will tell you at the end of your interview if we can lend to you, or not).
We will listen to you when you tell us about your income and what you spend it on.
We will act with integrity and will not share what you tell us with any other company or organisation.
We will understand that some things might have gone wrong in your budget in the past.
We will be responsible and will not lend more than you can afford or try to sell you things you do not ask for or want.
We will be clear and tell you the total price, the rate of interest and the length of time it will take to pay off your loan with us.
We will try to help If you struggle to repay we will listen to you and may allow missed payments.